Skip to content
Balam Labs
ISCO-08 4214

Debt-collectors and related workers

95.8%
ADI · 31st of 433 · 95% interval 89.0–100.0

An AI agent can at least partly carry out 95.8% of the task time of debt-collectors and related workers, and finish 10.6% alone. The barrier that holds most of the rest back is access to the systems the work runs on.

ADI · partial or full95.8%

31st of 433 · interval 89.0–100.0

ADI3 · full delegation10.6%

37th of 433 · interval 1.4–21.9

ADIs · share of time63.5%

34th of 433 · interval 59.3–67.5

Evidence43

task statements rated by two models and weighted by importance and frequency. World employment: 2.0 million.

Task weight by level

How the tasks rate

85%
11%
L0No meaningful role · 0.0%L1Augmentation · 4.2%L2Partial delegation · 85.2%L3Full delegation · 10.6%
Barriers

What stops the agent

Physical presence10%
Accountability15%
Trust and care47%
Access to systems71%

Share of task weight flagged by each barrier; a task can carry several.

43 task statements, heaviest first
Task statement (O*NET occupation)Sonnet · HaikuBarriers
Record information about financial status of customers and status of collection efforts.Bill and Account Collectors4.4%L2L3L278%12 minAccess to systems
Locate and monitor overdue accounts, using computers and a variety of automated systems.Bill and Account Collectors4.1%L3L3L382%1.0 hAccess to systems
Locate and notify customers of delinquent accounts by mail, telephone, or personal visits to solicit payment.Bill and Account Collectors3.9%L2L2L260%28 minPhysical presence, Accountability, Trust and care, Access to systems
Advise customers of necessary actions and strategies for debt repayment.Bill and Account Collectors3.9%L2L2L268%30 minAccountability, Trust and care, Access to systems
Identify and build relationships with potential donors.Fundraisers3.8%L2L2L250%2.8 hTrust and care, Access to systems
Answer customer questions regarding problems with their accounts.Bill and Account Collectors3.8%L2L2L265%10 minAccess to systems
Confer with customers by telephone or in person to determine reasons for overdue payments and to review the terms of sales, service, or credit contracts.Bill and Account Collectors3.7%L2L2L258%18 minTrust and care, Access to systems
Arrange for debt repayment or establish repayment schedules, based on customers' financial situations.Bill and Account Collectors3.7%L2L2L260%25 minAccountability, Trust and care, Access to systems
Persuade customers to pay amounts due on credit accounts, damage claims, or nonpayable checks, or to return merchandise.Bill and Account Collectors3.7%L2L2L258%15 minAccountability, Trust and care, Access to systems
Receive payments and post amounts paid to customer accounts.Bill and Account Collectors3.7%L2L2L272%6 minAccess to systems
Sort and file correspondence and perform miscellaneous clerical duties, such as answering correspondence and writing reports.Bill and Account Collectors3.0%L2L2L268%45 minAccess to systems
Create or update donor databases.Fundraisers3.0%L2L2L272%1.4 hAccess to systems
Trace delinquent customers to new addresses by inquiring at post offices, telephone companies, credit bureaus, or through the questioning of neighbors.Bill and Account Collectors3.0%L2L2L250%52 minPhysical presence, Trust and care, Access to systems
Secure commitments of participation or donation from individuals or corporate donors.Fundraisers2.9%L2L2L242%2.5 hTrust and care, Access to systems
Write and send letters of thanks to donors.Fundraisers2.9%L3L3L382%18 minAccess to systems
Show the other 28 tasks
Task statement (O*NET occupation)Sonnet · HaikuBarriers
Solicit cash or in-kind donations or sponsorships from individual, business, or government donors.Fundraisers2.7%L2L2L252%2.8 hTrust and care, Access to systems
Direct or supervise fundraising staff, including volunteer staff members.Fundraisers2.5%L1L1L232%2.5 hTrust and care, Access to systems
Perform various administrative functions for assigned accounts, such as recording address changes and purging the records of deceased customers.Bill and Account Collectors2.5%L2L3L275%11 minAccess to systems
Monitor progress of fundraising drives.Fundraisers2.4%L3L3L382%1.8 hAccess to systems
Notify credit departments, order merchandise repossession or service disconnection, and turn over account records to attorneys when customers fail to respond to collection attempts.Bill and Account Collectors2.4%L2L2L268%25 minAccountability, Access to systems
Conduct research to identify the goals, net worth, charitable donation history, or other data related to potential donors, potential investors, or general donor markets.Fundraisers2.3%L2L2L272%2.0 hAccess to systems
Develop strategies to encourage new or increased contributions.Fundraisers2.3%L2L2L265%5.5 hTrust and care, Access to systems
Develop or implement fundraising activities, such as annual giving campaigns or direct mail programs.Fundraisers2.2%L2L2L260%23 hTrust and care, Access to systems
Negotiate credit extensions when necessary.Bill and Account Collectors · supplemental task2.2%L2L2L258%22 minTrust and care
Contact insurance companies to check on status of claims payments and write appeal letters for denial on claims.Bill and Account Collectors · supplemental task2.2%L2L2L268%32 minAccess to systems
Explain the tax advantages of contributions to potential donors.Fundraisers1.7%L2L2L372%38 minTrust and care
Attend community events, meetings, or conferences to promote organizational goals or solicit donations or sponsorships.Fundraisers1.6%L1L1L225%3.3 hPhysical presence, Trust and care, Access to systems
Monitor budgets, expense reports, or other financial data for fundraising organizations.Fundraisers1.6%L2L2L270%1.5 hAccess to systems
Contact corporate representatives, government officials, or community leaders to increase awareness of organizational causes, activities, or needs.Fundraisers1.6%L2L2L255%1.4 hTrust and care, Access to systems
Compile or develop materials to submit to granting or other funding organizations.Fundraisers1.5%L2L2L268%8.0 hAccountability, Access to systems
Recruit sponsors, participants, or volunteers for fundraising events.Fundraisers1.5%L2L2L260%6.0 hTrust and care, Access to systems
Design or produce materials such as posters, Web sites, or newsletters to promote, market, or advertise fundraising events.Fundraisers1.5%L2L2L372%4.0 h–
Establish fundraising or participation goals for special events or specified time periods.Fundraisers1.4%L2L2L262%2.5 hAccess to systems
Develop fundraising activity plans that maximize participation or contributions and minimize costs.Fundraisers1.4%L2L2L262%5.0 hAccess to systems
Write reports or prepare presentations to communicate fundraising program data.Fundraisers1.4%L2L2L375%3.5 hAccess to systems
Write speeches, press releases, or other promotional materials to increase awareness of the causes, missions, or goals of organizations seeking funds.Fundraisers1.3%L3L3L385%2.5 h–
Coordinate transportation or delivery of materials, supplies, or donations for fundraising events.Fundraisers · supplemental task1.1%L2L2L255%2.5 hPhysical presence, Trust and care, Access to systems
Direct or coordinate Web-based fundraising activities, such as online auctions or donation Web sites.Fundraisers1.0%L2L2L260%4.0 hAccountability, Trust and care, Access to systems
Plan and direct special events for fundraising, such as silent auctions, dances, golf events, or walks.Fundraisers1.0%L2L2L248%25 hPhysical presence, Trust and care, Access to systems
Develop corporate fundraising programs, such as employer gift-matching.Fundraisers · supplemental task1.0%L2L2L255%24 hTrust and care, Access to systems
Secure speakers for charitable events, community meetings, or conferences to increase awareness of charitable, nonprofit, or political causes.Fundraisers0.9%L2L2L258%5.3 hTrust and care, Access to systems
Develop and maintain media contact lists.Fundraisers · supplemental task0.9%L2L2L272%2.5 hAccess to systems
Prepare materials such as fundraising envelopes, bid sheets, or gift bags for charitable events.Fundraisers · supplemental task0.6%L2L2L235%2.8 hPhysical presence

Level: consensus of the two models (the lower level when they disagree). Share: part of the task’s working time an agent could take over. Human time: minutes a competent person needs for one instance, as estimated by the models.

Against other measures

Exposure is not delegation

MeasureValuePercentilePct
ADI (this index)95.8%93
Eloundou et al. (2024), GPT exposure β0.60590
Felten et al. (2021), AI occupational exposure1.25791
Webb (2020), AI patent exposure31.523
Eisfeldt et al. (2026), generative AI exposure0.60493
Anthropic Economic Index, observed use0.17381

Earlier indices measure whether AI can touch a task; ADI measures how much of it an agent can carry out from a goal. – : the source does not cover this occupation.

Same sub-major group (42)

Neighbouring occupations

Dashed line: debt-collectors and related workers (95.8%).

Cite this record
Text

Espinal Maya, Cristian, and Santiago Jiménez Londoño. 2026. ADI v2026.1: Agent Delegability Index data, code and MCP server. Zenodo. https://doi.org/10.5281/zenodo.23552918. Record: Debt-collectors and related workers (ISCO-08 4214), https://balamlabs.org/adi/occupations/4214

BibTeX
@misc{espinal2026adidata,
  title     = {{ADI} v2026.1: Agent Delegability Index data, code and {MCP} server},
  author    = {Espinal Maya, Cristian and Jim{\'e}nez Londo{\~n}o, Santiago},
  year      = {2026},
  publisher = {Zenodo},
  version   = {v2026.1},
  doi       = {10.5281/zenodo.23552918},
  url       = {https://doi.org/10.5281/zenodo.23552918},
  note      = {Record: Debt-collectors and related workers (ISCO-08 4214)}
}
Machine-readable

The same record as static JSON, with its citation: /adi/v2026.1/isco/4214.json.